We are currently experiencing technical difficulties with our telephone system.
We apologise for any inconvenience and are working to resolve this as soon as possible. Alternatively please use our Live Chat service to get in touch.
Customer Enquiries 0161 814 9383
This website uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Continue
Christmas loans can help cover the cost of the festive period and make it a year to remember. Home > Personal Loans > Instalment Loans > Christmas Loans
I want to borrow
For how long?
First Name Surname
Mobile Number Email Address
Residential Status
With an average credit rating your monthly repayment would be
You will need to read and agree to our Fair Processing Notice before continuing. *
You will receive a call today to continue with your application.

Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.

Next

Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.

BackNext

Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.

BackNext

Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.

BackAgree

Christmas Loans

What are Christmas loans?

Christmas loans are a type of personal loan that can help towards the mounting costs of the festive season, helping ensure you and your loved ones have a Christmas to remember. With all the parties, presents, food and drink, the holidays can be an expensive time of year. Whatever your plans, whether you’re staying at home or visiting family and friends, it’s normal to feel concerned about how you’re going to cover the costs.

For some, planning ahead eases the financial pressure a little, but it’s not always possible to save throughout the year thanks to various other commitments. That’s where Christmas loans might become an option.

Christmas loans with bad credit

Many people worry about how they’re going to stretch their budget to meet the demands of Christmas – and those with poor or no credit history might completely rule out applying for a loan to help because they assume they’re going to be unsuccessful. At Progressive Money, we look at your situation and individual circumstances, not just your credit score, so you could be accepted for a Christmas loan even if you have bad credit history.

We understand that the odd missed mortgage payment or credit card bill doesn’t instantly mean someone is unreliable and we’re dedicated to helping people find a loan agreement that suits them – that includes those with poor credit history.

We offer Christmas loans for people with bad credit and we’re only a phone call away to talk you through your options and reach an agreement that works for you and your situation.

When should I take out a Christmas loan?

Applications for Christmas loans may be accepted at any time in the run-up to the festive season. Of course, if you’re accepted for a loan, it’ll be reassuring that this special time of year has the best chance of running smoothly. However, there are a few things to bear in mind before you take that step to apply:

Need vs want
Are you trying to create a special Christmas to outdo all your previous ones? Ask yourself whether you really need those overly expensive Christmas decorations – could you do without or make cutbacks elsewhere? Make every effort to save money by comparing the costs of items you decide you need, from that generous present right down to the turkey and its trimmings.

Savings
Is it too late to start saving? Or do you have other savings that you could use to ease the pressure?

Plan ahead
We’ll only lend what we know you can afford to pay back but you should plan for repayments and ensure you’re not left in difficulty throughout the ensuing months.

Weigh up the pros and cons
A Christmas loan can provide extra cash for presents for loved ones or help to put on a feast for all the family, but it will increase the cost of Christmas overall. Ask yourself what you can afford in the long-term.

Timeframe
Think about how you’ll repay the loan – how soon do you want to have cleared your outstanding amount and how much can you realistically afford to repay each month? We offer a minimum term of 18 months, so you can easily plan and prepare your finances each month.

Collate need-to-know information
At Progressive Money, we pride ourselves on being totally upfront with our customers and offer complete transparency about our loans. Make sure you’re fully clued up when it comes to your loan amount, terms, fees, interest rate and total amount repayable.

Am I eligible for a Christmas loan with Progressive Money?

We try to be as flexible as possible when it comes to loan applications. We view you as a person and not just another number on a screen. That’s why there’s every chance you could be eligible for a Christmas loan with us. We take into account your situation and personal circumstances and do not simply focus on your credit score. We will consider various factors upon receiving your application, including your current financial outlook. You’ll need to meet certain criteria and must be:

  • Aged 18-70
  • Employed or self employed
  • A homeowner
  • Live in England, Scotland or Wales
  • Able to meet monthly repayments comfortably from your regular income

We offer Christmas cash loans from £1,000 up to the value of £15,000 so you can be financially comfortable this Christmas and spread the cost over a period that suits your financial situation. Get in touch with our friendly team, who will be happy to talk you through what we do and discuss options available to you.

We are the direct lender for all our loans, so you know we have complete control over what we loan you.
We offer a personal service. Our personal account managers are never more than a phone call away.
We are an award-winning lender and appeared in the FastTrack 100 in 2016 and 2017.
What our customers say...
4-5/5of customers are happy with our service
"Fantastic, quick service and excellent customer service. Would recommend totally."29/01/2019
"Very helpful on the phone, didn't get passed through to all different departments."25/01/2019
"Very effective and straightforward."24/01/2019
I want to borrow £


You will receive a call today to continue with your application.

Don't leave just yet!

Progressive Money is an Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

0161 814 9283

Back to website