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Looking for a finishing touch to your furniture? Look at sofas finance from Progressive Money for your next home improvement. Home > Personal Loans > Home Improvement Loans > Sofa Loans

Sofa Finance Loans

Why take out a sofa loan?

If you want furniture to complement your brand new interior décor, or are just looking to replace something that’s seen better days, buying a new sofa could be the answer. Finding the money to buy new furniture can be difficult, unless you’ve already saved up for it. If you want some help to get the cash together, why not consider a sofa loan from Progressive Money?

Many furniture retailers offer sofas finance in order to help customers get just what they’re looking for. But because these products are offered by the seller, your choices are restricted only to what they offer.

We know what a big commitment applying for a loan is, which is why we want you to be sure you’re getting exactly what you want for the money you’ve borrowed.

With an unsecured loan from Progressive Money, you can take that step towards the furniture you’ve always wanted. We know there’s more to your financial situation than just numbers on a screen, and we take your current circumstances into account when we make a decision on whether to lend or not.

Apply for my loan

Am I eligible for a sofa finance loan with Progressive Money?

As long as you meet the following requirements, you may be eligible for a sofa loan from us.

  • Aged 18-70
  • A homeowner
  • Employed or self-employed
  • Living in England, Scotland or Wales
  • Able to afford monthly repayments comfortably from your regular income.

Our sofas finance service is an unsecured loan, which means it isn’t tied to your car or home. However, we still require that you are a homeowner in order to borrow.

We cannot guarantee your personal loan until we have reviewed your current circumstances and the repayments you can afford.

Borrow money over a duration lasting from 13 months to 10 years, at a monthly rate you can afford. We offer loans from £1,000 to £15,000, which you’re free to spend on getting the furniture you’ve always dreamed of.

Can I still get a sofa loan with a poor credit rating?

We’re in regular contact with people who want to do something to improve their home, but are having trouble raising the money they need to get it done. Whether that’s paying for building work or just buying furniture, it can be a great source of stress. Having a poor credit score is one of the reasons we see so many people turned away by other credit providers, but your credit history isn’t the be-all and end-all.

Progressive Money may be able to help. We don’t turn away people because of bad credit, and are completely open with applicants about our policies, fees and charges. Being so transparent means we can help customers plan their repayments.

Before coming to a final decision on every application, we take a lot of different things into account, like your current circumstances. We don’t rely on automated credit checks to decide – there’s more to it than that. So even if you have a poor credit rating, we may still be able to help you raise the funds you need for a new sofa you’ve got your eye on.

How to Apply

Applying for a sofa loan from Progressive Money couldn’t be easier. Click through to the Apply section, fill in your details, and we’ll get back to you.

We’ll connect you with your personal account manager, who will be just a quick call away for any questions you might have about your repayments or loan duration.

Apply for my loan

Loan Calculator

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With an average credit rating your monthly repayment would be
Progressive Money is a responsible lending partner, therefore loans applied for through Progressive Money are subject to affordability checks and further criteria being met by the applicant. T&C's apply.
We are the direct lender for all our loans, so you know we have complete control over what we loan you.
Our application process is simple to make sure your loan application is not a confusing process.
We always take the time to fully understand the needs and circumstances of every customer.
What our customers say...
4-5/5of customers are happy with our service
"Staff members over the phone were very helpful and nice. Very happy."04 August 2017
"The staff couldn't have been nicer when I explained my situation."01 August 2017
"Excellent service. Made the process easy as possible."04 July 2017

Home Improvement Loans

A home improvement loan is a type of personal loan that’s used to cover the cost of the labour, materials and tools you need to make additions or renovations to your house. Buying a house is one of the biggest investments we’ll ever make, so it makes sense to try to raise
its value wherever and whenever we can.

Read more

Home Owner Loans

Progressive Money home owner loans require proof that you are a home owner and have a mortgage or that you own your home outright. But we’re a little bit different to other lenders in that we don’t secure your loan against your property or any other assets. So unlike other lenders, we may be able to loan you the money you need without securing against your home.

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Progressive Money is an Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

0161 814 9283

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