We are currently experiencing technical difficulties with our telephone system.
We apologise for any inconvenience and are working to resolve this as soon as possible. Alternatively please use our Live Chat service to get in touch.
Customer Enquiries 0161 814 9383
This website uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Continue
Find out how no guarantor loans can help improve your situation. Home > No Guarantor Loans
I want to borrow
For how long?
First Name Surname
Mobile Number Email Address
Residential Status
With an average credit rating your monthly repayment would be
You will need to read and agree to our Fair Processing Notice before continuing. *
You will receive a call today to continue with your application.

Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.


Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.


No Guarantor Loans

What is a no guarantor loan?

We hear from many customers whose credit rating has suffered because of a missed payment on their loan or a credit card bill. In order to get a loan, they may turn to a guarantor, who co-signs the loan application on condition that they accept responsibility for the for the repayments should the customer fail to keep them up.

We offer an alternative loan without a guarantor, so you don’t need to put your financial commitments on someone else’s shoulders. As a specialist direct lender, Progressive Money may be able to offer you a loan without having a guarantor, so give us a call on 0161 814 9383 so we can talk through your financial circumstances in detail.

No guarantor loans with bad credit

Whether you’re eligible for a loan without a guarantor depends on your current circumstances. Even if your credit history is less than perfect or considered to be a bad credit score, you could still be accepted for this type of loan.

Lots of things can affect your score when applying for credit, like a late or missed bill payment. In the UK, the credit agencies (Experian, Equifax and TransUnion) make note of every application you make, from car loans to credit cards, and making a lot of applications all at once may impact your ability to receive credit.

In order to qualify for a loan, and potentially get a lower interest rate, some borrowers ask a friend or relative to act as their guarantor. This means that the lender can be more confident of being repaid and so may offer a lower interest rate. For whatever reason, that arrangement might not be suitable for some people, which is why we offer no guarantor loans.

At Progressive Money, we know that each applicant’s circumstances are more complex than the results of a credit check, and we may be able to work with you to find a suitable solution.

The advantages and disadvantages of a no guarantor loan

One advantage of the no guarantor loan is that you don’t have to place the responsibility of being a guarantor on someone else. While a friend or family member might be glad to help, you may feel for one reason or another that this isn’t a suitable option for you. You’ll also avoid all the additional paperwork that comes with assessing that person’s suitability to act as the guarantor on your loan.

Another benefit of opting for this kind of loan is that, further to the above, you can stand on your own two feet and begin the process of improving your credit score by being confident you can pay back the loan in full.

Although no guarantor loans are an effective way to start improving your situation, you should be aware that in some cases, they are borrowed with higher interest rates than some other types of loan. This means that you may end up paying back more in the long run than you originally borrowed.

Am I eligible for a no guarantor loan with Progressive Money?

If you meet the following criteria, you may be eligible for a no guarantor loan:

  • Aged 18-70*
  • A homeowner
  • Employed or self-employed
  • Living in England, Scotland or Wales
  • Able to afford monthly repayments from your regular income

We cannot offer you a personal loan without a guarantor until we have reviewed your current circumstances and assessed what sort of repayments you can afford.

You may need a loan for holiday or to cover larger home improvement costs. At Progressive Money, you can borrow an amount to suit you over a period of 18 months to 10 years, at a monthly rate you can afford. Loans ranging from £1,000 to £15,000 are available.

We are often asked how fast our loans take to reach your bank account (or in the case of debt consolidation loans, where we pay off the creditors directly), although we cannot guarantee how quickly you will receive the loan we aim for a turnaround of a few working days once your application has been accepted.

Any Queries or questions?

Speak to one of our expert advisors today about our no guarantor loans on 0161 814 9383

If you receive a loan from Progressive Money a qualified loan advisor will also be available to talk about your account right through until the completion of your loan term whether you commit to 18 months or a long-term loan – and they’re just a quick call away.

We are an award-winning lender and appeared in the FastTrack 100 in 2016 and 2017.
Our application process is simple to make sure your loan application is not a confusing process.
We specialise in loans for people who may have been declined credit in the past.
What our customers say...
4-5/5of customers are happy with our service
"Fantastic, quick service and excellent customer service. Would recommend totally."29/01/2019
"Very helpful on the phone, didn't get passed through to all different departments."25/01/2019
"Very effective and straightforward."24/01/2019
I want to borrow £

You will receive a call today to continue with your application.

Don't leave just yet!

Progressive Money is an Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

0161 814 9283

Back to website