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Take a step closer to your next car with vehicle finance options from Progressive Money. Home > Car Loans
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Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.


Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.


Car Loans

What options are available to finance a car?

If you’re looking to raise some money to buy a car, there are a number of options available. If you aren’t buying with cash, one option is to take out a car finance loan directly with the car seller. It means you can decide early which vehicle you want to buy, as the loan is tied to the car itself, but also means that the dealer depends on your credit history to give you the best interest rates.

Hire purchase (HP) or Personal Contract Purchase (PCP) are based on agreements with the dealer, or a broker acting on their behalf. But these kinds of deal mean that the car won’t technically be yours until you’ve paid off the full amount of the loan, plus interest. In the case of the PCP, you can hand back the car once the contract is over, but you’ve got to pay off the car’s resale value if you want to keep it.

But with an unsecured loan from Progressive Money, it’s different. If you’re struggling to meet the needs of other car loan lenders, we may be able to help. We take more than just your credit history into account when deciding whether to lend you the money you need – we appreciate there’s more to your situation than just numbers on a screen.

Get a quote

Why take out a car loan?

An unsecured loan from Progressive Money can give you the boost you need to afford the car you’d like to buy. There’s no need to compromise on costs, which means you don’t have to settle for something that’s not as roomy as you need it to be. Plus, when you take out a car loan with us, you’ll have the cash in hand ready to buy from the dealer outright, which means you may be able to haggle for a better deal, or even a better car.

Am I eligible for a car loan with Progressive Money?

As long as you meet the following criteria, you may be eligible for a car loan from us:

    • Aged 18-70
    • A homeowner
    • Employed or self-employed
    • Living in England, Scotland or Wales
    • Able to afford monthly repayments comfortably from your regular income.

Although our car finance loan is an unsecured loan, which means it isn’t tied to your car or home, we still require that you are a homeowner in order to borrow. Also, we cannot guarantee your personal loan until we have reviewed your current circumstances and the repayments you can afford.

Borrow money over a flexible period of 18 months to 10 years, at a monthly rate you can afford. We offer loans from £1,000 to £15,000, which you can put towards funding your ideal vehicle.

Can I still get car finance with a bad credit rating?

In the past we’ve dealt with many people who are in need of a loan, but might feel let down by lenders because of their poor credit score.

Progressive Money may be able to help. We don’t turn away people because of bad credit, and we offer complete transparency about our rates, fees and charges.

Before we come to a final decision we take a lot of different factors into account, including your current financial situation. We don’t just use automated credit checks to decide whether or not to approve a loan – we look at the whole picture. That’s what makes Progressive Money different to other lenders – and we’ve helped thousands of people get what they need.

How to apply

It couldn’t be simpler to apply for a car loan with Progressive Money. Just click through to the Apply section, fill in your details, and we’ll get back to you.
Once your loan is set up, you’ll have access to a personal account manager, who‘s there to discuss any queries you have regarding your account right through until the completion of your loan term. They’re just a quick call away, no matter what you need.

Get a quote

When you borrow from us, you can rest assured that we’re here to support you every step of the way.
We always take the time to fully understand the needs and circumstances of every customer.
We believe that trust is important, which is we strive to make sure our customers always get clear & honest advice, every time.
What our customers say...
4-5/5of customers are happy with our service
"Fantastic, quick service and excellent customer service. Would recommend totally."29/01/2019
"Very helpful on the phone, didn't get passed through to all different departments."25/01/2019
"Very effective and straightforward."24/01/2019
I want to borrow £

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Don't leave just yet!

Progressive Money is an Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

0161 814 9283

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