Whether you’re looking to buy your first car or you need a newer model, our secured car loans could be a great solution. We offer a simple application process, no-obligation quotes and our loans start from £5,000.
Get in touch with us on 0161 814 9158 or email info@evolutionmoney.co.uk to enquire today. Be sure to read our Feefo reviews as well to see why we’re a Platinum Trusted Service.
of customers are happy with our service
The service was quick, straight forward and helpful. The customer liaison was friendly and professional.
Friendly & polite staff. Helpful & consistent, willing to help find a solution to meeting my needs.
Very simple process and very quick from application to getting money 4/5 days brilliant
This is a car loan that’s secured against your home and is sometimes known as a homeowner loan or a secured loan as your property is used as security. We know that buying a vehicle can be a big purchase, so it makes sense to find finance that suits your unique set of circumstances.
Our secured car loans start at £5,000, so you can pick the right make and model for your needs. Plus, we make sure to look at your entire financial situation, not just your credit history.
To better understand your situation, we look at your income and outgoings as well as other financial and personal information. We then calculate payment terms you can afford, meaning you could benefit from an affordable loan even if you’ve been refused credit in the past.
If you want to find out more about secured car loans, our team can help. Just contact us at a time that suits you and we’ll do our best to answer your questions.
To get a secured car loan, you must:
*Please note that your loan must be paid back by your 70th birthday.
Here at Evolution Money, we specialise in providing secured car loans that are tailored to your needs. Our bespoke approach allows you to stay in control. You can borrow an affordable amount for your new vehicle and pay it back over the length of time you want.
Here are some more reasons why you should apply for a secured car loan with us:
We’ve helped over 31,000 customers find financial solutions with tailored and affordable repayment terms. Take a look at some of our case studies to see how our loans have supported others over the years
We won’t just look at your credit history as we prefer to view your entire financial story to get a better idea of your circumstances
You can expect full transparency when you choose us as we always provide a full breakdown of our loans for your peace of mind
The hundreds of positive reviews we’ve received on Feefo mean we’re rated excellent and we were proud to win the Platinum Trust Service Award in 2022
We’re regulated by the Financial Conduct Authority and are a member of the Finance and Leasing Association, following its Lending Code
Want to know the approximate cost and timescales of your secured car loan? Get in touch by giving us a quick call on 0161 814 9158 or fill out our simple online form to talk through your loan needs and get a no-obligation quote from our experts.
If you need any extra assistance during the loan application process, check out our help and advice page for more useful information.
Do I have to buy a new car?
Not at all. You can be in the market for a brand-new vehicle or a reliable second-hand car.
How old does the car have to be?
There’s no age restriction on the vehicle you choose when it comes to our secured car loans.
What details about the car do I need to provide?
Some loan providers ask for information about the car to make sure you’re paying the right amount. However, we don’t require these details, which gives you the flexibility to find the right car for your needs.
What if I haven't found a car yet?
If you haven’t found the car yet, we can work together to get your loan amount in place ready for your purchase. And if you have a change in circumstances in the meantime, we can change the secured car loan terms quickly.
What if I've been refused a secured car loan elsewhere?
Unlike some other loan providers, we look at your whole financial situation and not just your credit history. This means that you may still be able to get a secured personal loan to cover the cost of your car – even if you’ve been refused credit elsewhere.
Are there any fees?
There is a Lending Fee of £714 and a Product Fee that is a percentage of the amount you’re borrowing. You will be provided with a personalised breakdown of the fees applicable with your quote, you will also be given the option of paying these at the point your application completes or by adding to the amount borrowed and repaying them over the duration of the loan term.
We’ve broken down all our fees in this example table, so you can get an idea of what you’ll have to repay when you take out one of our secured car loans.
How long will it take to receive my secured car loan?
Some customers could receive their secured car loan within a few days of applying but this can be longer depending on your circumstances.
How to apply for a secured car loan?
Applying for a secured car loan is simple. Just click on ‘Apply for my Car Loan’ below, complete the form and talk to an advisor to get your no-obligation quote today.